The transport and food platform has added a financial offer to its services DiDi loan This promises “quick and easy money”. However, before applying, it is important to read the contract carefully and compare different options to choose the loan that best suits your ability to pay.
Through their website, the platform ensures an easy and hassle-free experience of getting 300 to 30,000 pesos with interest rates ranging from 5 to 12 percent, processed online, with no third-party guarantees, and regulated by prophecy.
To apply for the loan, you need to download the app DiDi loan or open “My Wallet” in Transport or Grocery apps, select the “View Loan Limit” option, you need to send the personal details, current INE and Interbank CLABE, finally, wait for the loan approval if it is approved, you must enter it DiDi loan and select the amount you wish to withdraw, which will be transferred to your bank account.
What should you know before applying for a DIDI loan?
In addition to the interest rate percentage, you must pay particular attention to this fee if it is annual or monthly, as well as the total annual cost (CAT), which in the case of Didi ranges from 60 to 242.3 percent, excluding VAT.
It’s important to remember that these loans are compound interest, which means if you apply for a two-year loan for 1,000 pesos, you’ll pay 15 percent interest the first year, plus 15 percent on the unpaid balance (what that is). It is therefore advisable to request the harmonization table to identify the payments that you will have to make during the loan period.
Didi Préstamos, like any other company, main business is not about the granting of personal loansThis is done under the Ranking Scheme as a Service (PaaS) via a third party – fintech, small banks, Sofipos, or another regulated entity – that provides them with the support and everything they need to run their business.