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Sunday, June 26, 2022

Having a baby will cost you. Here’s how much the birth of my daughter really cost me.

This article is part of a larger series called “The End of Row.” head Here to read more.

Politicians and activists condemning abortion often outweigh the cost of pregnancy. Someone with an unwanted pregnancy could put the baby up for adoption, they suggest, or maybe a family member could look after it. As Republicans seek to end abortion rights and the Supreme Court in Roe v. Wade prepares to potentially reverse, the suggestion seems to be just to have the baby and find out.

But pregnancy is not that easy.

there is physical toll: Fatigue, illness, the potential for long-term health problems and even, rarely, death. emotional difficulty. The stress of needing to leave work for appointments (I had “only” 13, but people with additional complications may have appointments multiple times per week) and taking sick days (it took me at least four, and if I had Had it been, more jobs would have been required for which I had to stand on my own feet). Struggling to find a way to find time for birth and postpartum recovery in one country no national paid maternity leave (This one, luckily, wasn’t an issue for me personally; my husband had to take unpaid leave).

Some of these things are difficult to measure. One thing is not: the hospital bill.

The cost of childbirth can vary a large amount depending on the type of birth, insurance, region and hospital. For Medicaid patients, almost all pregnancy and birth costs are covered. These patients make up a large proportion of births: Medicaid Paid for 42% in America in 2019. But this leaves multiple births covered by private insurance, for which patients usually pay more to bill.

How much? On average, about $2,000. And that is only for birth.

Health Care Cost Institute, an independent non-profit organization, Data from more than a third of the population analyzed To dig into the out-of-pocket cost of childbirth with employer-sponsored insurance.

It found that those costs ranged from an average of $974 in Michigan to $2,685 in Nebraska, with the national average being $1,905 out of pocket. Costs can be enormous: According to an HCCI analysis, the 90th percentile cost to patients for childbirth was $4,327.

C-section births were generally more expensive, with a nationally average out-of-pocket cost of $1,962, while vaginal births cost patients an average of $1,875.

Within those payments, the HCCI found that the average cost of anesthesia services, such as an epidural, for patients with vaginal births was about $200, according to an analysis provided to HuffPost.

My childbirth experience provides a more specific example. In many ways, it was the best-case scenario, with no major health concerns and employer-based insurance. It wound up on the low end of out-of-pocket costs, setting me back $1,527.93—an amount that was still significant, especially when combined with other pregnancy- and baby-related costs.

I reached the hospital in the evening and within hours I got an epidural (for which I paid $109.38). The birth itself was complicated by a medical sense: The cost of my obstetric care was $292.40 out of pocket. The largest out-of-pocket cost was a hospital stay at $1,126.15. Without insurance, of course, this total would have been higher: The hospital charged $25,887.42 for my total time in the hospital and $6,479.63 for the baby, but insurance picked up her tab.

It’s hard to come up with average figures for prenatal care, but doctor visits and tests add up. The HCCI told HuffPost that, on average, the patients it analyzed paid more than $1,300 on medical costs in the nine months before birth — costs that are not related to pregnancy, but served as a potential proxy. work.

We can break it down a bit more.

Most patients, even those at relatively low risk, go to multiple appointments. Most of my 13 antenatal appointments had a low co-pay of $7.26; Some, for reasons I don’t understand, were more or less than that, costing my entire doctor visit $162.24. I also paid $25 for the OB-GYN office to generate a birth form.

The American College of Obstetricians and Gynecologists recommends that only one ultrasound In many cases, but it is common to have more than that – often at least two, and I had four. The HCCI found that on average, ultrasounds cost the patient between $60 and $70 out of pocket. My ultrasounds were cheap out of pocket: some were fully covered, and the two that came with the bill were $23.06 and $17.91 each.

Pregnant people also go through a large number of testing and vaccination. They’re not very expensive — on average, routine tests cost patients less than $10, HCCI told HuffPost — but they can add up. Early in pregnancy, patients are usually tested to see if they are indeed pregnant, and then a range of other factors, including their blood type and whether they have various diseases and infections. During pregnancy, there are many more blood tests along with the glucose test. It only cost me $27.46 for my tests, plus $8.77 for the vaccinations.

But that’s not counting genetic testing or other services that can cost a patient. hundreds of dollars, They cost me $309.85.

All these costs are for low-risk, complicated pregnancies and deliveries, which are not many. Severe morning sickness may require hospitalization. six to nine percent of women develop Gestational diabetes, which means more frequent tests and appointments. restricting activity and bedrest, that is controversial But it is still recommended for about 20% of patients, which often means taking a break from work.

In the hospital, some people are surprised by an out-of-network provider such as an anesthesiologist, potentially increasing costs. Even changes in insurance and time of year can have a major impact on out-of-pocket costs, depending on whether someone has already used up some of their deductible.

After the birth of the child, the cost of health care continues. Postpartum care is sorely lacking in the US – many people only get one appointment every about six weeks. but postpartum issues There is also a price tag, although out-of-pocket estimates are difficult given the number of variables. Some people need treatment for postpartum anxiety or depression – one in eight women Coping with the symptoms of postpartum depression – including appointment copies and sometimes medication. Some require postpartum physical therapy, which isn’t always covered by insurance (I had a $20 copay per appointment).

To go beyond health, there are other costly factors for a pregnant or postpartum person. Most needed maternity clothes. Some will even need new post-baby clothing, as many don’t go back to their pre-pregnancy shape. There are lotions and salves for discomfort; sitz bath for postpartum pain; Special underwear and, well, diapers when the bleeding hasn’t stopped after birth.

Whether one has a desired pregnancy or one they wish to terminate, most of these costs are unavoidable.

And then there’s the baby. disposable diapers can walk $900. more than in the first year. Child care costs have become more and more on average $14,000 per year during the pandemic. Feeding The Beast is not free, because it requires various supplies and a lot of time; formula, either, usually isn’t running from $1,200 to $1,500 In the first year, and taking the time and energy of a new parent. Babies need clothes, a place to sleep, a stroller, a car seat, and more.

Let’s put the child aside again; The pretreatment cost related to them doesn’t matter. Let’s set aside the less tangible difficulties of pregnancy. Let’s set aside that pregnancy can be unwanted. Let’s set aside the possibility of major medical issues.

Let’s say a pregnant person needs to worry about finances. I am one of the lucky ones – a dual-income household with employer-based insurance, relatively good health, a complication-free pregnancy and birth, and no other children. And my total cost for medical bills alone was $2,202.22.

That’s two-thirds of many Americans’ salary every month. it is more than Median Listed Monthly Rent In the US it is about four months car payment, it is roughly five months of groceries For the average American family.

Pregnancy is not a health-neutral event. We shouldn’t pretend it’s cost-neutral.

World Nation News Desk
World Nation News Deskhttps://worldnationnews.com/
World Nation News is a digital news portal website. Which provides important and latest breaking news updates to our audience in an effective and efficient ways, like world’s top stories, entertainment, sports, technology and much more news.
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