The banking process, based on the new instructions approved by Resolution 111/2023, addresses important solutions, to revive the finances of the state and non-state economic actors and their relationship with the population , in the midst of urgent circumstances. the timely prosecution of the Cuban nation.
It is not enough to know the effects caused by the North American blockade for more than six decades of existence and it has worsened at the same time and since the pandemic attack, until the present moments. It is also not enough to resist, without adopting strong measures to combat the problems and continue the struggle for a higher quality of life.
The banking process, like many other economic and social measures, responds to such a valuable objective, because in order to improve it it is necessary to have sufficient financial resources in various operations, with significant population impact.
As recognized in resolution 111/2023, the increase in the use of money in economic and financial transactions causes a decrease in the level of banking and financial inclusion in the country. This adds to the high cost of issuing, transportation, processing and storage, and the growing need for the number of ATMs for cash withdrawals.
The logical and necessary measure required by this problem today is to increase banking operations, through electronic payment channels and thus make the process more agile. But it happens that its use is still slow and scarce, despite the width of the established channels and their benefits, and this happens not only because by nature the person inserts himself little by little among the change, but also due to a lack of skills. in procedures. As long as all measures are effective, various services will be strengthened, including ATMs.
At this time, the banking institutions are committed to fully comply with the established, as happened in the branch of Banco Popular de Ahorro 8292, located in Aguilera between Calvario and Reloj, in Santiago de Cuba, where the training actions done with clients. for the use of different electronic channels.
But, in the end, the process is not only the responsibility of the Banking System, ONAT also plays an important role, due to the necessary control and adjustment of the client’s obligations. Self-employed workers and MYPIMES do not deposit the required amount of their funds and this creates serious effects.
The work that is built and obtained “by bootstraps” requires intelligence, understanding, confidence and the will to overcome problems, so it requires effective responses from state and non-state economic actors, and from of the population.
