A mental trauma or mental health problem known as post-traumatic stress disorder is brought on by terrifying, desperate, and frequently unanticipated circumstances
People might experience mental trauma as a result of accidents, significant and deadly medical problems, natural catastrophes like earthquakes, floods, and fires, human-induced traumas like torture, war, and rape, accidents, and traumatic occurrences like illnesses or untimely deaths. The majority of people who go through or are touched by such traumatic experiences may struggle to cope with and adjust to their situation.
People often improve with time and with proper treatment. However, if these stress symptoms intensify, last for weeks, months, or even years, and impair a person’s ability to go about their regular lives, they can have post-traumatic stress disorder.
It is crucial to seek appropriate therapy as soon as post-traumatic stress disorder symptoms and indicators arise in order to lessen symptoms and enhance function.
Post-traumatic stress disorder, or PTSD, is a mental health problem that can develop as a result of stressful work environments and car accidents. Psychological and mental illnesses are regarded as injuries under NSW law, making patients eligible for a range of compensation benefits.
The amount of PTSD compensation that you may be entitled to is determined on a case-by-case basis, so there isn’t a set number. However, personal injury lawyers Sydney may help you estimate the amount of PTSD compensation that you may be entitled to.
What can cause PTSD?
Safe Work Australia states that 6% of all workers compensation claims are for mental illnesses. These traumas include but are not limited to:
- Severe health problems
- Physical assault
- Sexual assault
- Serious traffic accidents
- In-person and virtual workplace bullying
In most cases, PTSD symptoms appear within the first month and the victim may have negative thoughts again, social isolation, and hyperarousal. Depression and other psychiatric disorders can make PTSD more common.
Can PTSD compensation be claimed in Australia? What benefits can be claimed?
PTSD may occur for a variety of causes, but, workplace bullying, and car accidents are the two most prevalent personal injury compensation claims because of PTSD.
Car accident-related PTSD compensation claim
A person suffering from PTSD may have the following entitlements:
- Income support payments: If you have lost income as a result of the car accident, weekly benefits may be claimed.
- Medical expenses: Medical costs that are reasonable and essential can be paid. If the injuries are determined to be modest physical injuries or small psychological ailments such mild depression, payments will stop after 6 months.
- Lump sum pay out for future loss of income: If the injured party was not primarily at fault and the injuries are not mild mental or minor physical ailments, future loss of income and loss of opportunity may be claimed as a lump payment.
- Lump sum pay out for pain and suffering: Lump sum compensation to take into account pain and suffering can be claimed if the injuries are assessed as being greater than 10% whole person impairment.
Work related PTSD compensation claim
If you suffer from PTSD due to your experiences at work, you have the opportunity to have the entitlements listed below.
- Weekly wages
- Medical expenses
- Lump sum pay out for future loss of income: If the injuries are assessed at being greater than 14% whole person impairment for a primary psychological injury. The threshold is greater than 0% for exempt workers.
- Common law/work injury damages pay out: If the employer was negligent and injuries are assessed at being greater than 14% whole person impairment.
Is it possible to make a total and permanent disability –TPD– claim for PTSD?
PTSD may keep you from working, regardless of its origin or your line of employment. You could be deemed to have a TPD in this situation, and depending on your insurance coverage, you might be able to make a claim for a TPD insurance superannuation pay out for your PTSD injury. TPD lawyers Sydney can provide you with comprehensive information about this.
Which occupations are at higher risk for PTSD?
The vocations with the highest risk of mental problems are exempt employees (paramedics, police officers, and firefighters), followed by welfare and community workers, prison guards, and also bus and train drivers.